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| Our Services |
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| Kashmart offers a range of unbeatable long term mortgage products such as |
| · Home Equity Mortgage |
| · Home Purchase Mortgage |
| · Refinancing |
| · Construction Mortgage |
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| Home Equity Mortgage: |
| This product is designed to enable applicants who may have already invested in residential properties to release the equity in those properties to improve their liquidity status. You can use the equity in your home as an extra fund for your children's educatiion,for that dream vacatiion,home renovationprojects,or anything. |
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| Home Purchase Mortgage: |
| This product is designed for corporate bodies and individuals who want to own their dream houses. |
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| Refinancing: |
| This product is designed for individuals and corporate bodies that have existing mortgage facilities and would want to refinance due to many reasons. Perhaps too much interest is being paid on the other debt and would like to consolidate it into a new mortgage. The benefits are immediate and long lasting, lower interest cost and improved cash flow. |
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| Construction Mortgage: |
| This product is designed for different levels of construction. The construction loan is classified into three types: |
| · Land & Construction |
| · Land only-Must intend to build in six months |
| · Construction only |
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| Description: |
| Our application fee is next to none. Our 8% interest rate is so far the best on the market. You can have a maximum repayment period of 25 years. |
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| Processing: |
| Applicants must complete a Kashmart mortgage application form which can be obtained from all Kashmart Branches. |
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| Requirement: |
| · A letter of introduction from immediate employer |
| · A bank statement for the last six months |
| · Current pay slip |
| · Proof of Residential address(Utility bill, tenancy agreement etc) |
| · Proof of identity(Any of the Following ) |
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--- Passport |
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--- Driver's License |
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--- Voter's ID |
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--- National Health Insurance ID |
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| Other document may be provided upon request depending on the mortgage type. |
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